SMS Terms of Service

Kerr Financial Group

Effective Date: January 1, 2026

These SMS Terms of Service describe how Kerr Financial Group may send text messages to individuals who opt in to receive SMS communications. By providing your mobile phone number and opting in, you agree to receive text messages from Kerr Financial Group in accordance with these terms.

1. Program Description

Kerr Financial Group may use SMS messages to provide appointment reminders, service updates, account-related notifications, event information, and other communications related to our services. Message content may vary based on your relationship with Kerr Financial Group and the preferences or permissions you have provided. Kerr Financial Group does not use this SMS program to transmit confidential financial information, account credentials, Social Security numbers, or time-sensitive investment instructions.

2. Consent to Receive Messages

By opting in, you authorize Kerr Financial Group to send text messages to the mobile number you provided. Consent to receive SMS messages is not a condition of purchasing or receiving goods or services from Kerr Financial Group. You represent that you are the account holder for the mobile number provided or are otherwise authorized to provide consent for that number. You are responsible for providing an accurate mobile number and keeping it current.

If you change, deactivate, or transfer your mobile number, you agree to notify Kerr Financial Group promptly so that messages intended for you are not sent to another person.

You must be at least 18 years old, or the age of legal majority in your jurisdiction, to participate in the SMS program. By opting in, you confirm that you have the legal authority to accept these terms.

3. Message Frequency

Message frequency may vary based on the type of communications you have requested or authorized. Kerr Financial Group does not guarantee a specific number of messages and may send messages periodically as needed.

4. Message and Data Rates

Message and data rates may apply. Your mobile carrier may charge fees for sending or receiving text messages depending on your wireless plan. Kerr Financial Group is not responsible for any charges imposed by your mobile carrier.

5. Opt-Out Instructions

You may opt out of receiving SMS messages from Kerr Financial Group at any time by replying STOP to any text message you receive from us. After you send STOP, we may send one final confirmation message acknowledging your request. Your opt-out will be processed promptly, and you should not receive additional SMS messages from us unless you opt in again.

6. Help Instructions

For help, reply HELP to any text message you receive from Kerr Financial Group, call (509) 621-7709, or email [email protected].

7. Supported Carriers

SMS delivery depends on transmission by your mobile carrier and is not guaranteed. Supported carriers may vary. Mobile carriers are not responsible for delayed or undelivered messages.

8. Privacy

Your privacy is important to Kerr Financial Group. We use information collected through SMS communications in accordance with our Privacy Policy. Please review the Privacy Policy at https://kerr-financial-group-llc.ueniweb.com/privacy-policy.

9. Changes to These Terms

Kerr Financial Group may update or modify these SMS Terms of Service from time to time. Updated terms will become effective when posted or otherwise made available, subject to applicable law. If a change materially affects your rights or obligations, Kerr Financial Group will provide any notice required by applicable law.

10. Contact Information

If you have questions about these SMS Terms of Service, contact Kerr Financial Group at 1 S. Chelan Avenue, Wenatchee, WA 98801; call (509) 621-7709; or email [email protected].